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Mary Richardson

Mary Frances Richardson

Wednesday, September 3rd, 1941 - Friday, September 25th, 2020
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Obituary

Mary Frances Richardson, retired Brock University Chemistry Professor, died on September 25th, 2020, less than a month after her 79th birthday, following a decade of the relentlessly increasing ravages of dementia.

Mary, known as Francie to her family was predeceased by her brother, Leroy Langdon Richardson of Lexington, KY. She is survived by her brother Boyd Richardson of Barbourville KY, also her sister-in-law Faye (Day) Richardson, her nieces Sherry (Richardson) Postlewaite (Jay) and Mary Ann Richardson, and her nephew Leroy Langdon (Buddy) Richardson (Stacey), and also two younger generations of great nephews and great nieces, all of Lexington KY.

Also left to mourn are old friends Barbara Buchanan of Burnaby BC, Doris M. (Skippy) Thompson of Baton Rouge, LA, Mary Jane Miller of St. Catharines ON, Chris MacNaughton & Marilyn O’Rourke of Grimsby ON, as well as many former students, colleagues, and countless friends.

A private funeral has taken place. A Celebration of Life awaits the end of the Covid-19 pandemic. In Memoriam donations to the Bruce Trail Conservancy would be gratefully appreciated.

Mary was born and raised in the little town of Barbourville, Knox County, in the Cumberland Mountains of South-Eastern Kentucky. Her mum, Mary Patricia (Jones) Richardson taught 3rd Grade, and her dad Leroy Langdon Richardson Sr. owned and operated a small business placing and servicing vending machines and juke boxes in South-Eastern Kentucky.

Education and Honours

Mary earned both her BSc and PhD in Chemistry from the University of Kentucky in Lexington She was named to Phi Beta Kappa. Her post-doc work at Wright-Patterson Air Force Base in Dayton, was on the team of chemists analyzing the dust and rocks brought back from the Moon in 1969 by the crew of Apollo 11.

Somewhere along the way Mary was awarded the Commission of ‘Kentucky Colonel,’ the ‘highest title of honor’ bestowed by the Governor of Kentucky.

How Mary Came to Brock University

Tenure track academic appointments in science that would hire women were almost nonexistent in the United States of 1970-71. In fact, Mary was told that as a woman she would never be hired in any sort of senior Chemistry position. A further complication was that as a lesbian in the US at the time she could be fired without cause if she did not hide her nature successfully or dared to live openly and honestly.

When Mary saw the Brock University Chemistry Department’s ad in a professional journal she applied and was invited to interview. Brock was a young, small university, still inventing itself. Mary enjoyed meeting the professors and did not hesitate later to accept Brock’s offer. Her duties would include both teaching Chemistry and carrying on research in x-ray crystallography.

Professors who had been on the search committee used to tease Mary, claiming that she was hired because she gave her demonstration lecture at the blackboard without getting so much as a speck of chalk dust on her navy-blue suit. It was a fair representation of Mary’s meticulous approach to everything she ever did.




Mary’s Brock University Career

Chemistry Research

At the university level, faculty not only teach but are expected to contribute to the growing knowledge of their field of discipline by way of doing original research, publishing scholarly articles and making conference presentations about that research.

Mary’s Brock career began with the academic year 1971-72, and ended with her retirement thirty-five years later, a period in which tremendous changes happened every year in computing power and cost, research methods, and communication.

Mary was an x-ray crystallographer, a field of structural chemistry that studies the atomic and molecular structure of substances in order to understand the relationship between the structure of the molecules and the properties of the substance by examining how a single crystal of the subject substance scatters x-rays fired upon it from 360 degrees around it.

In the 1970s, determining a molecular structure was a huge job. Raw data points were gathered by hand over back to back days and were analyzed using Brock’s Burroughs main frame computer Only then could Mary draw the three-dimensional diagram showing the actual physical relationships between the substance’s constituent atoms. In India ink no less – a work of art. Only then the ‘real work’ began of determining how the molecular structure dictated, the character and behaviour of the substance being studied.

By the mid-1980s advances in scientific equipment and desktop computing power were such that Mary would set up a crystal of the subject material in a hideously expensive x-ray diffractometer, turned it on, and go home for the weekend. The structure diagram would be waiting for her on Monday morning. The ‘busy work’ was done automatically, and a crystallographer went straight from mounting the crystal to the real work of thinking, reaching conclusions about the substance, and writing up the research for publication.

If you want to learn more, Wikipedia has an excellent article about x-ray diffractometry.

Scientific Publishing

During all but the last couple of years before retiring, when Mary was engaged in developing a new Chemistry curriculum, she continued her research, and supervised the graduate students who learned by assisting her research. Her dozens of articles were accepted for publication in peer-reviewed scholarly Chemistry journals.

If you are curious about what such scientific papers look like you can simply Google ’Mary Frances Richardson, Brock University.’ Early in the results is a list of sixteen of her papers. The dates appearing are of when the papers were added to that index. One listed as 2011 was written in 1988 and published in the Canadian Journal of Chemistry the following year. Keep digging down through the Google entries tied to her name and eventually you will find all her publications.

You will note that it is customary to list as authors everyone in that project research group, students and faculty alike.

Teaching

Mary’s first love was teaching. As well as supervising her graduate students and teaching more senior undergraduate students, Mary always took a section of 1st year chemistry, because she said that the introductory course was the MOST important one for the students.
Mary received awards for outstanding teaching from Brock, from the Ontario Confederation of University Faculty Associations, and she was named 1992 Canadian Professor of the Year by CASE, the Council for Advancement and Support of Education.

Service to the University

In her 35 years at Brock, Mary took her turns as Chemistry Chair, member of Senate, and she served on several university committees. When a wheelchair-bound student could not work at a standard height lab bench Mary formed a group of university staff that developed a hydraulic chair to accommodate such students. Mary chaired the interdisciplinary committee that designed and implemented the Women’s Studies Program.

Though Mary has been gone from Brock for years she is anything but forgotten. On March 5, 2020 her wonderful smile appeared in the Brock News, along with the Allanburg Women’s Institute and other luminaries in Michelle Pressé’s illustrated article, Brock Women Who Made - And Changed - the University’s History. You can find the actual article either by using Google or by visiting www.brocku.ca.

Mary’s Non-Academic Pursuits

Church - Mary was an active member of St. George’s Anglican Church for many years, serving in her turn as Warden. Becoming a Licensed Lay Reader was a significant step in her faith expression. Dementia eventually put an end to her religious life. Rev. Martha Tatarnic, the current Rector says that to this day the people of St. George’s often tell her ‘Mary stories.’ When we can eventually hold the Celebration of Mary’s life at St. George’s we hope that her nieces will be able to travel from Lexington to hear those stories.

CFUW - In the early stage of dementia Mary continued, with Mary Bondarchuk’s help, to enjoy her St. Catharines University Women’s Club membership in a ‘Gourmet Group.’ that she had joined in the late 1970s. Those gals had not simply cooked a demure monthly dinner together for over twenty years. In times past occasional food field trips had been mounted, including a memorable cooking & tent camping weekend at Rock Point Provincial Park.

Cooking - As one might expect, Mary was a skilled and imaginative cook. Adventurous too. Some still alive today will recall the early 1970s chemistry department party when Mary barbecued a goose stuffed with 40 heads (not cloves) of garlic. As Mary told the story, the heady (overwhelming?) bouquet of goose crackling over charcoal lured the guests out to the back yard at the precise moment the goose grease burst into flames. Chemists are practical folk, not given to panic. Someone asked, “Where do you keep the baking sofa?” and fetched it from the kitchen. Guests took turns spackling the goose. The meal was an unlikely success.

Mary had tamer specialties such as steak in ‘Mexican’ marinade of garlic, cumin and orange juice, Kentucky spoon bread - a cornmeal-based soufflé, and her famous citrus based avocado ice cream found in a cookbook published long ago by Louisiana Home Economics teachers. Several years Mary baked very fine breads, especially back when Byers’ Feed & Seed on King Street carried a wide variety of flours. Julia Child’s portrait always hung beside the kitchen telephone.

Brewing - Mary is possibly best remembered for her beer brewing, and the beer tastings she organized for social evenings and fund raisers for St. George’s, for the St. Catharines Lakeshore Rotary Club, and for various other clubs and community groups.

It all started for Mary when she first tasted a fresh draft small brewery English ale on an evening pub crawl at a chemistry conference in the medieval town of York, England in the early 1980s In those days there were no craft breweries in Ontario. All beers seemed to taste the same. But having once tasted an English Bitter and a Dark Ale in England there was no going back to the beers Ontario was used to. So it was that one winter evening Mary announced that she was going up Ontario Street to Woolco for kitty litter and returned with two John Bull beer kits as well. Those first two batches, produced and bottled in the kitchen, were eventually pronounced ‘horrible’ and poured down the drain.

Mary started reading about zymurgy, the science of brewing beer. She kept meticulous notes, improved her technique, and began producing beers worth drinking. Early on, after taking the basement stairs on her backside with her arms wrapped around a 6.5-gallon glass carboy of hot wort (not a drop spilled) Mary built a brewery/summer kitchen downstairs vented to the outdoors. Thereafter the neighbours could smell every batch.

Mary made a serious study of brewing, right down to the kinds of barley and varieties hops she might use. Eventually Mary began every batch with a sack of two-row or six-row barley depending on the intended style of beer. She sprouted (malted) it herself. She ground up the malted barley and heated it in a stainless-steel cauldron of water and yeast to make the liquid wort that she then poured into the big glass carboy. A vented cap to release excess gas was fixed to the neck, and the wort was left to ferment. When making a dark beer like stout or porter Mary would spread malted two-row barley on sheet pans to roast in the oven, a smoky procedure, before she carted it downstairs to be cooked with water and yeast to make the wort for fermenting.

Everything Mary brewed was drinkable. Some was very fine indeed. So, she entered home brew competitions all over northern New York State and southern Ontario. The prizes started coming home with her – huge red or sometimes gold rosettes that she had professionally framed to adorn the walls of her home brewery. The height of her competition wins was placing 1st in the American Home Brewers Association’s 1989 North American Dark Ale championship.

About that time the craft brewery movement had put an excellent commercial craft brewery in almost every Ontario town of size, all producing wonderful beers. It was no longer necessary to brew her own beer.

Having won the top prize in her favourite Dark Ale style, Mary hung up her apron and gave more energy to the beer tastings mentioned above. For something more rigorous she turned to judging in the same Home Brew competitions in which she used to compete. Of course, Mary made a serious study of judging, and reached the top qualification of ‘Recognized Beer Judge.’


Mary the Naturalist: Hiking and Camping

Mary started making backpacking trips in Kentucky’s Daniel Boone National Forest and on the Appalachian Trail with grad school friends. In Ontario she earned the blue and gold Bruce Trail End-to-End patch, having covered the entire trail from Queenston to Tobermory over twenty years, one hike at a time. In her early Niagara days Mary worked on Bruce Trail maintenance, repainting the white blazes, hauling out paper litter, beer bottles, pop cans and cigarette butts. Sometimes as a task requiring muscle, she would help to erect stiles over fences that intersected the trail on the Niagara Section.

Mary also went camping every year, often solo, until the dementia struck. She would lead hikes for the BTC or friends teaching about the ferns, mosses, and wildflowers in the Spring, and mushrooms in the late Summer and Autumn. When camping she often foraged. She was a careful and expert mycologist who gathered mushrooms everywhere she went, both here and abroad. She would exclude the poisonous and merely edible ones, then provide a picnic table banquet of mushrooms gathered along trails, in meadows, on roadsides, on tree trunks, in forests, and in the flower beds on the Brock Campus.

Mischief

Mary was capable of mischief. Back at grad school in Lexington Mary led a car full of chemistry students in an experiment. Even high school chemistry students know that Sodium is explosive in water. Mary and her friends wanted to see just how explosive. One evening at a bridge over the Kentucky River the ‘short straw’ went to the middle and extracted a ping pong ball sized chunk of Sodium from the protecting oil of the jar purloined from the Chemistry department. The student threw it as far away into the river as he could and ran like hell. Initial fizzing and popping was immediately followed by one god-awful BANG!! A few days later a small article in the Herald-Leader said that investigation had failed to determine the cause of an explosion that had rattled windows in the area.

At their joint retirement luncheon Mary and Senior Demonstrator Gail Neff demonstrated how to produce hydrogen in a balloon, then exploded it to everyone’s delight as a finale to the occasion and their careers.

Mary’s Funeral and Remembering Her

On the sunny morning of September 29th, we gently laid Mary’s shrouded body and its willow carrier in the warm brown earth in the peaceful grove of trees that is the Natural Burial section of St. John’s Public Cemetery in Jordan. She is under the branches of a huge Blue Spruce. Mary’s friends and nieces thought it a fitting funeral and resting place for a woman who loved nature so much.

In the months and years to come, should you think of Mary Frances Richardson, give thanks for her life, and for the influence she had in the lives of her students, colleagues, family and friends. Don’t be sad that her life is over. Be glad that she squeezed so much into her life before her decade of dementia.

If you knew Mary, you know how lucky you were that she was part of your life. Mary would want me to say that she was lucky to have had you as part of hers, and to remind you that life is too short to drink boring beer.
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No funeral details available.

Condolences

We encourage you to share your most beloved memories of Mary here, so that the family and other loved ones can always see it. You can upload cherished photographs, or share your favorite stories, and can even comment on those shared by others.

Private Condolence
JS

Jack Steele

Posted at 12:33pm
The faculty and grad students at UK ('65-'70) will fondly remember her efforts and generosity at Ye Old Coffee Shop.
-Snoopy
GN

Gail I. Neff

Posted at 02:15pm
Mary Frances was a mental giant, and she was a colleague and my friend whom I will never forget. Gail Neff
JD

Julie Domitrek

Posted at 02:46pm
I'm so saddened to hear of Mary's passing. I don't think I ever had the pleasure of her instruction while completing my science degree, but I would bump into her in the halls and chat with her. It always brightened my day, and made me feel like I belonged in science labs. Though I made the decision to eventually follow a different career path, I also ended up completing a degree in Brock's Women's studies program, which she also helped found. She showed solidarity between women and across disciplines, and that is still something I strive for, and feel is very very important. May your fond memories of her comfort you during this difficult time.

Julie Domitrek
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